KEEP SHARING YOUR STORIES about increased ACA premiums due to the disappearance of subsidies. The stories clearly are having an impact, they help people feel less helpless, and they create solidarity that leads to action.
Mine went from $395→ $821. What happened for you?
@mike-eagle.bsky.social will be doing an interview for @pastduepodcast.com TODAY with @charlesgaba.com about how the subsidies will impact creative economy workers. If you are a writer/artist/musician/creator and you have questions (or stories) about open enrollment (it ends 12/15!), let us know!
Hubby and I over 60. He is self-employed. Bronze plan on BCBSIL was $2400/monthly for both of us in 2025. Premium estimated at $3k for next year.
So far…
I know it’s small.. but the ins co can’t even tell us if my asthma meds are covered.. we have to choose a plan by tomorrow & they don’t know?
We’ve spent hours on the phone!! Everyone (HR / pers co) says ask ins & ins says ask them!
Asthma is very common! They don’t even know their own shitty plan
$900 (already too much, doesn't cover weekly therapies for my kiddo either) to $1800 for a shittier plan.
Mine went from 445 (for two people)to 545 (1 person) I consider myself lucky.
Going from $356 to $961 if I stick with my current bronze plan. I'm going to ask my broker how much catastrophic insurance costs, what it covers, and if my doctors are in network for it. He told me the state of Texas is calculating 15% opt out of getting insurance for 2026. 😬
Gosh, I wish mine had ever been $395! In 2025, my husband and I collectively paid $937/month for the most basic coverage. In 2026, the same bronze plan will cost us $1,235/month. That's up more than 30%. I'm a self-employed publishing professional, and my partner's a self-employed web developer.
Two of us on a Bronze plan $697 → $1,998
My grandsons premium went from $400 a year to $5620 a year and they dropped dental and eye care. He’s 19 and makes a whopping $14 an hour here in Florida. Oh and his car insurance is $4800. Just take all his money. 1100%. WTF is wrong with the insurance industry?
Thankfully I just got a full time job w/great benefits just in time, but my MNsure/ACA benefits for my family of 5 while unemployed would have gone from $86/mo to over $650/mo…about a 1/4 of my unemployment. I applied to over 60 jobs. I took a $ cut but am so lucky to have a job. Thanks repubs!
Ours increased $400/mo
Stayed at $180/month for family coverage, but I get my insurance from a RED state govt. agency. Everyone should have access to this type of insurance. That's the point, govt. run, subsidized insurance exchanges work!!
$440 to $823. And that is for horrible coverage.
Mine has gone up over $300 monthly through employee sponsored plan - insane
Mine went from $500ish to almost $900 and I didn’t have any subsidies. That is bananas! Who is benefiting? Not my doctor or hospital??
For comparison, my FEHB BCBS standard premium increased by 10%.
From 75/mth to around 1200 without the subsidy, in New Jersey
from under $500 to over $1K per month, about a 130% increase
I’m 64, freelance motion graphics/3D animator. My crappy Bronze plan here in Oregon will go from $84/mo to a cool $1000/mo. I will note that I might be paying back some of my $791/mo 2025 subsidies at tax time as I probably underestimated our income, but still.
This is pure sabotaging your healthcare and extending profits to private profitcare healthcare !
Jesus Christ
Mine went from $1230 to $2700. I had to drop down to a bronze plan with higher deductible and higher costs of care for $2200.
$30 ——->$1,611
I have a friend in Florida who went from $250 per month to $1700. Talked to her broker and could only get down to $1400.
I've shared the changes in my specific plan before, but here are the lower and higher ends of my options for next year (this is just for me, I don't carry coverage for anyone else). I currently pay $230 a month.
$700 to $1100
895 to 2150
$165 --> $1,309
same plan in name only (ie, higher copays and deductibles effective Jan 1): monthly premium $1290 ➡️ $3200
My premium will increase by ~$1000 next year and I do not receive any subsidies.
Jfc
$2,700->$4,000
Business owner here: we went to self-funded, pre-screened model last year. Went up only 2%, but deductible went up 33%. This is the first year we haven't been raised by at least 12%.
mine is up 20% for a shittier plan with higher out of pocket costs across the board.
i love calling my republican senators and congressperson to tell them
Mine went from "F This" to "Luigi did nothing wrong"
This is a bomb the Republicans set in the first place, if I remember correctly. If the ACA had been passed the way Obama wanted it, Medicaid would have been expanded in all states permanently. But, no. The Rs wouldn't let it pass that way.
$1867->$2393. No subsidies before or after. 28% increase in one year.
My wife just got her open enrollment from work and her premiums went from $30 to $191. #winning
$1100 to I think $2500 for a comparable plan. That’s monthly. Cheapest available plan is about 19,400 for the year. but it’s a high deductible plan so I really pay all my own costs plus the premium if I pick that. $20k and I still have to pay my own costs.
Mine was going from $463 to $1340 —- for a skimpy “bronze” plan. Fortunately, I hit Medicare age.
My drug plan now has a deductible AND a new "co-insurance" fee that is NOT subject to deductible. So basically, I'm paying more for a drug plan that covers less. The clinic systems here have been mostly bought up by Optum/United Health Care & they are beginning to limit which ins plans they accept.
$191 a month to $342, still with some tax credits
Is that a month? Asking from UK.
Went from $171 to $302 for my son's insurance after switching to a lesser plan. Feeling fortunate compared to others, but it's still a hit to the budget.
Went up $400 a month for my wife.
Ours went from $900 to $2100 per month, for a plan with a $16,500 deductible. This is insane.
employer ins, up from near $800/month to over $1,000, deductible increase by $500, copays up, and 20% of invoices, not 10% after the copay; prescriptions tied to medical deductible and we'll pay 100% of prescriptions until deductible is met. This is INSANITY. MEDICARE FOR ALL, single payer now.
I was lucky in that mine only went up $150. But still, that's a huge jump for some people. For someone, that $150 could mean they can't afford insurance next year. It's very scary to think about all of the people who will go without coverage.
not ACA, but my employer-sponsored plans went up 15%
I live in Idaho
Mine was $146 and will be $1,189 January 1st 2026
My husband's went from $130 to about $260.luckily can still afford -for now
Mine went from 800 to 1300! Just for me!
Ours, for 2 people in Florida in our 60s went from $647 to $2956. That’s for a $17,000 deductible. Good times!
$795 to $1226. 54% increase! In Albuquerque NM
I wrote to my state's rep and explained my situation. I pay for healthcare for my family and mine's went up 108%. From 1200 to 2700!
146- 595
Mine went from $75 to $350. a 466% increase. I cannot afford that and the cost of my prescriptions. This is very bad.
I'm not currently on an ACA marketplace plan, but the per-paycheck cost of insurance through my employer more than doubled for every plan.
A family member’s plan went from $709 to $2873 mo. They will drop to the cheapest with highest out of pocket etc, will still cost $2467/mo for two adults, two children.
$8508 to $34,476 per year, settling for $29,604!
Add the out of pocket, increased copays on everything, it’s financial death.
The cost for two of us went from $1400/mo to $3300/mo PLUS a $5000 increase in the deductible. We had to select a lower quality plan and it’s still going to be $1000 more per month and $5000 more in deductible for 2026.
I shared this elsewhere - but here's my facts.
I will continue going without. To sign up this year for just me, it will take 92% of my yearly income for a base plan with the $5K deductible and copays of $50.
For zero deductible, zero copay, it will require 113% of my income.
Maine, if that matters. My single, healthy friend who just has coverage for yearly checkups and catastrophes: from 75/month to 250/month. 😭
I don't even have health insurance, but we're waiting to see what our dental through the marketplace does. 😡💔
We own a small business and after decades of working hard we make ends meet and even save a little. Our crappy bronze plan will go from from $163/mo to $1978/mo. So much for making ends meet. This is the American "prize" of Citizens United killing small businesses.
From $350 to $800/month. Coinsurance increases from 30% to 40%. eith insurance I have to pay almost half of all costs until I spend the $9800 max out of pocket. I was gonna have a procedure done for back pain but since I'd have to do it again in a year, I'm not doing it. I'll just live with pain.
And even before the expiration of the subsidies, costs were a serious issue. kffhealthnews.org/news/tag/bil...
My son's ACA premium went from $195/mo in 2025 to $800/mo in 2026 without a subsidy. Same bare bones policy. Nothing fancy, but its worked for him. He works two jobs, neither of which offers healthcare coverage.
Less dramatic, but tariffs on drugs and medical devices are hitting everyone. Costs are going up dramatically for Medicare Part D, Medigap, Medicare Advantage, individual premiums for employer-based insurance.
Some insurers in the ACA’s small group market are citing tariffs, particularly those affecting prescriptions drugs, as a reason for higher-than-expected premium increases.
I'm not sure yet how much my son's will go up but he did just get a 2 dollar an hour raise so probably that much. 19 dollars an hour, 32 hours per week, that much. He will either end up coming home with the same amount as he did pre-raise or less.
$200 —> $1450. No insurance for me…
i got priced out a few years ago, so IDK, but 3/4 of my grandparents didn't see 55, and i am 46. all died of cardiac causes. i had a premature heart attack at 43
I don’t have subsidies but went up $150/month
retired in GA but not Medicare eligible, my wife and I. $220 up to $683. I consider us lucky it isn't worse.
My household got a 12,000 annual increase. Going to the lowest tier plan takes that to a 10,000 increase. Can’t afford my torch or pitchfork.
That’s a huge jump! It’s frustrating how the loss of subsidies can hit people so hard. Sharing stories like this really helps raise awareness and shows just how much of an impact it’s having on real people.
I was afraid mine would be terrible, but it only went from $400 to $495.
Still, not great, but... doable.
The states have regulations for corporations (HMO) and insurance commissioners. It isn't about care it is about insurance corporations gouging the american public. The companies are licensed by the states, not the feds. So, where are you Commissioner Lara, Cali? @warren.senate.gov
CT Silver plan: $700 → $3,800.
This whole subreddit is quite the read right now, but the megathread on premium/deductible increases is WILD.
Explore this post and more from the HealthInsurance community
this is a good idea. something that can easily be quantified that's shocking and applies to all people of all political persuasions.
Mine went up 22% and I don't qualify for subsidies. Funny enough, with the downturn in business we'd probably qualify this year. I was interviewed by NBC for this story: www.nbcnews.com/health/healt...
About 25,000 Idahoans are likely to drop their coverage for next year when enhanced subsidies expire.
Mines going from $140 to $900!!
40 percent increase and pretty have to spend 30k before insurance kicks in. Insurance companies are even refusing to pay for wellness
$3XX to $15XX. We had to cancel. Then got scammed by a private broker when trying to find an alternative. Lost $600 before we realized the scam. Ended up only insuring one of us through an employer because of cost.
Mone went from $277 to $650
Losing Cobra soon. Looked to the ACA and individual policies off the ACA. ACA offers more comprehensive policies and lower deductibles than individual policies sold off the ACA. No comparable plan to my Cobra PPO on the exchange, and what is closest (much higher deductibles) costs hundreds more.
moved states and went from $505 w/no deductible to $820 per month with a $2750 deductible
And because of when I moved i had to pay for a month of coverage I basically didn’t get (activated coverage in later October and had to pay the full amount to get coverage backdated to 10/1) to avoid penalty
just gonna go without and hope for the best.
My family plan went from 1700 to 3400. It’s horrible
To everyone whose insurance premiums are skyrocketing: pls keep yelling about it. We can hope your suffering will change the hearts and minds of conservatives so this country can finally go to a universal healthcare system. (My open enrollment period is March-April. Dreading it.)
GOP Rep. Zach Nunn #IA03 is now saying he supports a one-year extension of enhanced subsidies for ACA premiums.
He must be hearing from a lot of people. www.desmoinesregister.com/story/news/p...
After recognizing aviation employees' work in the government shutdown, Nunn said in an exclusive interview he backs a 1-year ACA subsidy extension.
Could you please have people hashtag these stories? You've kind of taken over my feed with reposting these. It's super important, I agree, but still.
290 -> 780 and that's with a deductible we won't meet unless something really bad happens
Ours would have increased from $180 (which we can't really afford) to over $400 (which we REALLY can't afford). We're forced to take another plan with a low premium but a $15k deductible and pray for the best. It was either definitely pay way more or possibly pay way more. No good choice.
I understand that Medicare may also see an increase unlike any year prior to this. I haven't received any emails/paperwork on this yet. Anyone else? Thank you!
Mine is $66 but I never get the enhanced tax credits as I just receive the advanced tax credits. But if they tear down ACA I'll have nothing
Double that.
Mine went from 124.31 to 299.48 for just myself 😵💫
$416-$791 just for me
My family rate went from $585 -> $1,435. Over $10,000/year for a family of 3. That is unaffordable.
Not even ACA, the benefits through my employer jumped $308 a month.
Mine went up $500, doesn't cover my doctor or therapist, and raised the cost of my prescriptions.
Luckily, I was able to find one that was cheaper, prescriptions are cheaper, and covers my doctors. The only issue is that the deductible is really high.
$191 to $2955 for 2 (Covered CA) Under 65 just retired we had to scramble during open enrollment (had to decide by Oct 15) to rejoin CalPERS which is now a bargain at $2337. We fortunately can manage but I can't imagine how others are able to absorb this kind of increase.
$750 -> $1250.
$0 deductible now $5200.
Canadian here. Navigating this system sounds confusing and stressful. We may pay higher income taxes, but I'm so grateful I don't have to ever think about choosing or affording health care coverage.
The ACA plan for myself and my husband is going from $462 to $1103 per month...... For a bronze plan..... With a $15K deductible.....
Ours ( 2 healthy adults in our 50’s ) will be just over 2k/month when we lose the subsidy. 🤬
Went from $1670 to $3850 for same package. Had to chose one with higher deductible and maximums
Multiplied 2.48X
I am single and only pay for coverage for myself. Mine is going from $25 a month to $221. I feel for families having to pay a thousand or more a month.
Our (my wife and I) coverage went up 236%. Luckily my wife turns 65 in Feb, so she will be going on Medicare. The richest country in the world and we need to worry so much about health care. I've been to countries with universal HC & the reduction in stress not worrying about it is remarkable.
$85.00 to a sympathetic GP OOP of 30 years keeping me alive on 1mg of Klonopin / day to "No doctor will prescribe that to you on Medical in your area" & no ween / rehab coverage / hospital, which is a death sentence.
Ours went from $551 to $1,324. This is as much on the fucking insurance companies as the government. So I have to budget $16,000 for premiums and then pay another $15,000 (total out of pocket deductible) before insurance fully kicks in, and that doesn’t cover copays, and it increases every year. 🤬🤬🤬
I hope laid off Federal workers, citizens terrorized by ICE, Egg aficionados, soybean farmers, those with ‘Economic Anxiety’, people who like healthcare and many, many others remember to vote democratic next time.
$572->$1198, single 45 year old. Cancer diagnosis 2 years ago, so I can’t exactly skip it.
Ours went up 26%.
1250 to 1850
Rideshare driver here. $472 to $1,890
Mine is going from $491 to almost $1900 in NJ. For a family of 4.
2026 premium for my current, not-fancy plan will be $2296/month!
From $900 a month to $1200 a month for single individual.
$800-$1600, thanks to the fascist MAGA lovers of child rape. We will not forget!
#Solidarity #Freedom #FreeSpeechTV #HealthCareForAll
little under $400 to almost $1,800 - more than my mortgage and way more than I can afford.
Share your stories with your legislators, red or blue, they work for you!!
Healthy family of 4 in Chicagoland. Husband is self employed. BCBS PPO went from $2,500/month to $3,100/month.
I live in Arkansas I used an agent to enroll in the ACA because my employer plan was not affordable based on my pay. I'm not complaining or have an issue. I'm just passing on that the agent told me he is seeing that people are randomly seeing premiums exponentially rise for some and not others.
Still paying $0 in a non fascist civilized country.
Let John Fetterman know how lucky his recent hospital stay was covered by great, taxpayer-funded healthcare— even as he votes to make healthcare unaffordable for tens of millions
Ours doubled - though we still qualify for some tax credits under the original law so I feel very lucky comparatively. Our deductible more than quadrupled though. 🤷♀️
Where are all these extra $$ going? Health insurance companies just want higher profits? It's not just the subsidies going away.
$424 to $921
Work at USPS. The federal BCBS plan jumped about 10-12% and we consider ourselves lucky.
A close friend told me this morning his wife’s premium will go from $195 a month to $900.
No subsidies for us, 2 freelancers in our late 50s/early 60s. Going up from almost 1700 total to about ~2200 for a silver plan. It was already our largest expense BEFORE the increase.
$310 ---> $928 for the same plan.
CA checking in: $95-$275 and I have a new $4000 deductable I didn't have in the past. I'm probably going to drop down to a lesser plan because their deductibles are only $5000
I'm not even on ACA, but my employer plan tripled in cost for the same level of plan.
My hairdresser went from $500-$1500 for her & her husband. Young couple wanted children but no more.
$1077 -> $1465
And my wife and I are over just 50, so it's only going to get worse as we get closer to retirement
I doubt the republicans, so hell-bent on tax cuts for the wealthiest, considered how all of this will drive suffering, death and bankruptcy, not just for individuals but for hospitals who provide services and never get paid. The whole thing is a travesty. We need a universal healthcare solution!!!
Ours went from $242 to $814! Not including dental which will be an additional $85. Family of 3.
Omg these reports are 💔
$436 ➡️ $552
I don’t even qualify for the subsidies.
This is just “normal” corporate greed
Between this going up, my car insurance going up another 20% (no claims) and my home insurance going up 15% (no claims), & prices on everything going up, I am slowly going broke but “too rich” for help
In CT, my son got a letter stating that he would continue to receive his $600 plus in Fed help, but that was a long time ago. We are not sure what his premium will be, but if he loses this, it will be over $800 per month, which I will have to help with. We may find out later at the 11th hour.
$480 to $1580 a month. Small business owner here. Would be excellent to do stories about how small businesses are affected as well (in addition to self-employed creatives). I won’t be hiring for a good long time (we provide reimbursement for health insurance). The ripples are real.
43% increase for higher deductibles and copays
$460 to $613 for the same insurance
No subsidies, but my family's plan went up $600/mo from 2025 to 2026 for the same plan. Over $30,000/yr in just premiums. If I dropped to the worst Bronze plan offered, it would still be $22,000/yr.
My current plan will increase by over $700 a month to $1,167 a MONTH.
$435 -> $1,167
(I will have to drop down to a bronze plan even though I am still on post cancer maintenance.)
Monthly co-pay on a prescription I have to take just went from $25 a month to $250 a month. I’ll have to stop taking it and take my chances.
This year is the first I haven't been on Obama care since 2011. (During Covid, those of us on unemployment got an amazing deal in 2021.) Now my employer's plan was slated to go up 27%, negotiated down to 12%. I feel so lucky, but it sucks for folks on the ACA.
Wow looking at all these replies we were fortunate! Husband and I are both self-employed no ACÁ subsidy. Our plan for us plus one daughter went up 20% to $1908. Lucky for us daughter is taking a job in the UK so we may come out about even when we drop her. @deluzio.house.gov
Small business-owner here. My premium is going from 1450/mo with some tax credit to $2300/mo. due to both rate increase and loss of tax credit. That's for 2 people. Total cost of premium + med bills if we hit our max OOPS again - $47,500! Uninsurable without ACA. Prior cover was state pool.
My son: $12.68 to $492. He will be forced to go without.
Up $400 for a family of 4. Fuck this shit ass country.
Trumps plan to give us all Health Savings type accounts to help ACA enrollees directly rather than subsidize insurance premiums? Okay then, due to my pre-existing condition, I’ll will need either $10,920 for 2026 or the Medicare eligibility age needs to be lowered to 63. I won’t hold my breath.
When my son developed type 1 diabetes in 2008, I had to liquidate my IRA to pay his bills. The ACA saved us from bankruptcy. And now it’s even worse than pre-ACA.
I’m going to end up in poverty in my old age bc my family can’t be without insurance but it now costs more than I make per month.
$0 to $92 which, honestly, I feel lucky.
A gold HMO plan thru ACA for two late 50’s adults increasing from $1519 to $1782 per month, we are both self employed
The insurance provided by the company my husband works for is going up 34%. Small company <20 people and some are on their spouse’s insurance, so the only place to get coverage is through the marketplace. It went up 16% last year and that was painful.
@unroll.skywriter.blue please unroll
If the credits aren't extended and I were to keep my current plan, my premium would go up 75%, reaching four digits.
From around $1,200 to over $1,600. And that is a company plan not subsidized by ACA. Health costs are out of control. My #1 political focus is Universal Health Care for everyone. Dozens of other countries have it and it is not difficult. It would save the American people thousands every year.
I've been paying $55.49/mo for insurance on the exchange, looks like the cheapest comparable plan I could get for the coming year starts around $350/mo. Not great!
See below. This increase in health care costs amounts to 25% of our entire household budget - that's just the increase - not the increase and the existing costs calculated together.
$830/mo to $1250/mo for Kaiser Permanente
Wife's individual premium is going from $25 to $125...
Mine went from $49 to $178. I’m afraid to check the deductible & MOOP (which went from 30% of my gross income to 8.5% with the enhanced subsidies). So likely premium nearly quadruples, can’t afford anything beyond wellness or emergencies & MOOP can financially destroy me making screenings pointless
I get my insurance through my job, so I don’t know if this is related to the subsides ending, but my insurance is going up 26%.
my insurance went from subsidized to unsubsidized. period, full stop. i'm now uninsured and uninsurable.
Mine went up $300 a month. I’m considering lower tier plans. (In 10 months, I can go on Medicare)
With subsidies, $187 to $645 for same plan. $287 for cheapest crappy plan. Without subsidies, $900-1200/mo. Almost half my monthly salary in my non-profit job.
I wasn’t eligible for a subsidy last year and the premium for my family of four is going up $700/month and my deductible is going up $3000.
I'm in Michigan my premium went up 400% for the lowest level bronze plan with a $10,000 deductible.
Mine went up 17% for my family but I didn't qualify for the subsidies so while it went up a ton its not nearly as horrible as the people that went from like 100 to 800 or the like. It is still absurdly expensive(1,982).
For my husband & I, it’s going from 432.00 - to 985.00 for a high deductible/ high copay BC PPO bronze plan.
$1,896 for 2 in 2024. Same plan for 2 is $2,246. Over 15% increase for a lousy PPO plan that doesn't cover much but must have for catastrophic illness. Deductibles of $6K/12K individual/family. Out of pocket max $9.2K/18.4K individual/family.
Keep in mind we don't qualify for subsidies.
530 to 750 for my family member who needs the ACA Exchanges to live
My Arizona BCBS “Silver” plan is increasing $370 a month, with a high deductible.
1783🔜3478 monthly !
$665-$1983
$841 baybee
$400 to $1600, it’s more than my mortgage now.
I have a friend who is on a heart AND lung transplant list. She is scared to death about what's going to happen to her premiums. The medication she lives on evey day, that is pumped directly into her through a permanent port, is $25,000 per month. She will literally die without affordable coverage
Not an ACA story, but a rural boomer story. It seems that the provider that my parents had in rural NH just... disappeared on them. They're presently uninsured and looking for an alternative, but ... they were just shuffled off and abandoned without warning. They had no issue paying for it.
My brain is exploding daily that nobody seems ready to discuss that a COVID infection is considered a pre-existing medical condition. They don't let you opt out a year & get coverage not paying a LOT more the next time. You thought the insurance companies ever lost? Yea ok-THEY OWE us HC4ALL on THAT
Mine went from $395 to $940.
I'm 62, and recently laid off. COBRA was $3k/Mo, BS is $2K/Mo, CA HealthNet (ACA), $1K/Mo, plus my wife at $$1K/Mo.
Just got this text: my premium may increase by $1K
My family's cost for a Silver PPO in CA is going from $1810 (which is already insanely expensive) to $3946 (getting a whopping $2 subsidy, thanks trump/johnson/gop for kicking us off the cliff!). We'll probably go to Bronze but that's also $3196, over 1/3 of our income.
My insurance through work has increased from $87.74 to $112.21, and this is only for myself. My husband covers himself and our three 20-something kids, and his insurance has increased by over 30%.
That is insane
Annual per capita healthcare spending in nations with HC4A is ~$7000 USD
Not insurance—healthcare. All of it. The whole ticket. And nobody goes bankrupt
Y'all are being ripped off something fierce
Keep sharing that single payer, universal healthcare is cheaper, doesn't turn into for-profit denial of care, has better results.
Any corporate Democrat who's like "let's just go back to 2023 and then back to brunch" shouldn't get a single penny to help their campaign.
My employer plan didn’t change cost-wise, but I suspect that’s because Cigna is undercutting everyone, so we switched to them.
